Does Your Insurance Need a Spring Refresh?
Spring is in the air and we all know what that means…it’s time for spring cleaning! Perhaps you have home maintenance items you plan to get started now that winter is over or a few closets that desperately need organizing. Regardless, spring is the perfect time to hit the refresh button and tidy up different areas of your life.
Your insurance is one area that is often overlooked and that could benefit from a little spring cleaning.
It’s a good idea to review your insurance policies twice a year to make sure they meet your current needs and that you are covered for any changes that may have recently occurred in your life.
Spring is the perfect time to do this review and check to see whether any of your summer plans might impact the types of coverage you need.
Let’s take a look at a few areas of your insurance that may need a refresh:
Are you planning any big trips this summer? Perhaps you are hoping to travel to a big city abroad or hoping to get out in nature for an adventure vacation full of hiking and rock climbing. Either way, it’s a good idea to look into purchasing travel insurance which can protect the cost of your trip and cover any medical needs you may have while traveling.
Do you see a summer road trip in your future? Now is a good time to check your auto policy’s declaration page to make sure you and your vehicle are well covered. Also, if you plan to take your road trip to the next level and purchase or rent an RV, check with your insurance agent to see what special coverage you might need for this.
Rental House Insurance
Planning to rent out your house while you travel? Depending on your homeowners policy, losses may not be covered while you are renting your house. Contact your insurance agent today to find out whether or not you need added coverage to guarantee your house and the items in it are covered during rental periods.
Have you made any big updates to your home recently or do you plan to this spring? Anytime you make an update, take a look at your policy to make sure that it covers the full cost of a rebuild. If your policy is outdated, you may not be fully compensated for the total cost of repairing or rebuilding your house should any damage occur.
A life insurance policy is easy to set and forget about but it is worth reviewing this policy during your spring cleaning refresh. If any changes in your life have occurred such as the purchase of a vacation home, a marriage, a divorce or a new baby, you will want to confirm that your policy adequately reflects these changes.
Let us help you with your spring cleaning! Contact one of our insurance agents today to review all of your policies to make sure your coverages match your life.