Since most burglaries involve you losing valuable articles and items when these losses occur, people will look to their home or renters insurance policy to respond and replace the items that were lost and to put things back to normal. That is why we buy these policies.
Depending on the type of policy you have, it will cover most to all the things stolen. I say most to all for a reason because you have limits for theft of certain items. Items that have limitations are:
Fine arts & Collectibles
depending on the company there could be others
One example is that most companies limit theft of jewelry to $1,500 $2,000 dollars. I would assume that a large sum of people reading this have more than that on their fingers.
The good news is that you can insure your jewelry up to its full amount, you just have to schedule (list) these items separately. The cost is minimal and in the process, you pick up some other coverage’s to broaden your protection as well.
Call your local agent or myself and ask about this. ” It’s always someone else, until it is you.”
About Jason Cass
I am the Co-Owner of The Insurance Alliance. I love to speak nationally on the topic of insurance and I am the author of "Customer Service is Just Foreplay" an Amazon Best Seller. I don't sell insurance, I help people buy it.